-----Original Message----- From: IFA Defence Union [mailto:enquiriesifadu.co.uk] Sent: 03 October 2005 21:44 To: 'Andrew.Graciebankofengland.co.uk' Cc: 'John Tiner'; ministershm-treasury.gsi.gov.uk; 'Reilly, Louise'; 'wider.implicationsfsa.gov.uk'; 'wider.implicationsfinancial-ombudsman.org.uk' Subject: Correspondence FAO - Andrew Gracie

Dear Mr Gracie

In an e-mail dated the 27th of September, Roger Beaton of the Bank's Public Information & Enquiries Group advised me that the two e-mails referred to below were best directed to you initially - as the Head of the Bank of England Financial Industry and Regulation Division.

EM0002 : http://www.fs-du.co.uk/John_Tiner_0002.htm

EM0003 : http://www.fs-du.co.uk/John_Tiner_0003.htm

I do not ask you to take any form of definitive action in relation to the matters referred to in either of the e-mails, but you will note in the second e-mail that I make specific reference to the Bank and that I will be forwarding relevant correspondence to the Bank. That is the purpose of this e-mail, and no other at this juncture.

It would however be helpful if you would both acknowledge receipt of this e-mail, and let me have confirmation (or otherwise) that you are the individual at the Bank best suited to receive this and any future correspondence.

Evan Owen The IFA Defence Union www.ifadu.co.uk

If you have ten thousand regulations you destroy all respect for the law. - Winston Churchill